How much sleep do you need quora
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15 things you can do today to get up earlier tomorrow
On Quora, more than people responded to the question, "What is the single best financial move you have ever made in your life? From becoming a minimalist, to never borrowing money , to buying a condo at exactly the right place and time, here are 13 of the best money decisions people ever made that changed their lives for the better.
I have never borrowed money to buy anything. I only bought what I could pay for By earning very little and living simply, I stayed below the poverty level and paid very little taxes My home is small, located in an area with low economy so bills are low for energy and taxes also. Ate simply for much of my life, opting for water over unnecessary beverages, saving money and avoiding ensuing health consequences. Cooked for myself. Avoid most packaged crap, buy in bulk Now I'm still a consumer, I still appreciate some comforts, especially as I get older, but its dialed waaay down and I have lived many times more life, I judge, than most who had all that money to pay for all those services in life.
That's what I feel has been my best financial move: a complete lifestyle reframe to live simply and self responsibly! Getting accepted to the prestigious LaGuardia Arts High School was my first great financial decision I decided I wanted a career in marketing; it was the perfect blend of art and business.
While my friends partied, I would stay up all night with my SAT books and write college application essays. Can you guess which offer I went with? Some of my friends are drowning in debt because they chose to go to schools with fancy gyms and football fields. I hustled my way through college with four internships and freelance design work.
I lived at home, had a four-hour daily commute, and the 'campus life' was non-existent. I graduated with zero debt and an honors degree, without any financial help. And yes, I still get free food. In addition, I was able to pay off my auto loan and student loan, and now am building solid wealth for the future! Time is your friend. I know that most people in their 20s and 30s can't even conceive of being old and getting to a time when they can't work or just don't have the desire.
Plus you 'need' a lot of 'stuff' when you're young, so savings takes a backseat to new phones and TVs and a car and going out. Trust me, save. Set up a Roth IRA and a k within 60 days of getting your first full-time job and then contribute. It may seem hard, but you will quickly get used to the money being gone. It is the gift you're giving to yourself.
The time horizon of doing something like this at 22 or 23 until you're in your 60s is incredible. I had cash in the bank but decided to use three different credit cards to get the points Picking it up felt like a lie. Buying an unnecessary item on credit feels like sleeping with the wrong girl.
On the surface, it's sunshine and rainbows but underneath, emptiness. The more bills tied to something, the less you want it I started finding ways to pay off my accounts quicker.
I dumped all of my savings onto my credit cards. I diverted all of my pay to go straight to the cards A Google Sheets document with amounts owing and when the monthly bill was due helped me know how much and when to pay off each card The biggest card went first. Then the two smaller ones. My balances were at zero after three months of consistent repayments. Paying it off fast meant minimal interest. Buying Bumblebee yeah, we named it is what kick started my journey into personal finance.
I bought a jet ski to realize I don't need a jet ski. I don't need any kind of material possession. I focus almost all of my time, money, and resources on creating new experiences and improving relationships… Not things. I no longer have to worry about money. I was also sitting in a cubicle for 15 hours a day doing work that didn't excite me.
Something didn't add up. So I mapped out a plan to escape the cubicle and my expensive, unfulfilling life. I found a gig at a reputable startup that allowed me to work remotely, and shortly after, I quit my job, moved out of my apartment in New York, and bought a one-way ticket to Cartagena, Colombia, to travel with my best friend. Not only did this decision set me on an immensely fulfilling path that accelerated my career, but it was also the best financial move I ever made.
I now travel full-time and have been doing so for two years. I've eaten at top 50 restaurants, gone to big events like Rio's Carnival, and consistently lived in beachfront apartments And in doing so, I've improved my financial situation.
With lower expenses, my net worth and freedom sky rocketed. It's the best financial move I've ever made. I chose not to purchase a car way back a number of decades. I looked at the physical history of my extended family. They were large people I decided in college I needed to keep moving. Even when I gained weight, I biked. By not buying into the car culture, I do enjoy riding in cars by the way I saved money that today I could not comprehend on calculating I found housing in the central location of the largest geographic city in the US.
I am able to bike relatively easy to most of my destinations in town Cheap rent and not paying for gas, car insurance, tags, up keep I was able to save way more money than most people who made more money than me I am not saying I lived frugally, because I do like to go out and eat. But, that early decision has allowed me later to save up even more money to allow me work for myself.
While working for other people I made sure to max out on any matching contributions to a K. I did this because I did not have that expense of a car. Once money is placed into a saving or other investment I never touch it Is this for everyone? But this decision worked for me. I am healthier than most and live well below my means and I am a character in the neighborhood who most know.
In , the real estate market was in the toilet worldwide, even in NYC where I had recently moved back to. I was fortunate in having saved a lot of the money I made while I was living abroad and didn't own any real estate at the time.
I knew that the neighborhood where I was living, Park Slope, in Brooklyn, was going to only get more valuable - it's a beautiful neighborhood with lots of amenities that's easily commutable to Manhattan.
So against the advice of my family, I bought a newly constructed condo in a building that had just become available. It was a little out of my price range but I was optimistic about my future earning potential I also didn't realize that I was soon going to meet my future wife and move in together, which would make that a lot less of an issue.
Took the money I made and was easily able to put a downpayment on the house where I live now outside the city and still have plenty of money left over to fix it up and buy furniture. I'm making good money, but can not save money. I talk [about] this problem to my neighbors in Jakarta He told to me to write down my expenses every day. I don't understand why he asked me do that, but soon after all these I understand — managing money and finance is about habits For six years, I collected the bills and try to write it I try to write down my expense.
It was hard in the beginning. Sometimes I wrote, sometimes I don't I became more discipline[d] to write down my expense and income. I challenged my life to live [frugally] Now I understand why people said if you cannot control your habits, you cannot control your money. And if you cannot control your money, you cannot control your life. When I was younger, I was spending money on hanging out with friends, a lot! Going out everywhere and anywhere with them.
As if I was going to miss something. Then as I got older, I started to enjoy nights in with them. Having conversations that lasted for hours over good laughs, simple foods and reasonably priced bottles of wine. Not having to yell over to them in crowds or spending lots on drinks. You can have just as good of an experience with them, maybe even more when you hang out at someone's place.
The next thing you know you're up until 5 a.
Daily coronavirus briefing
It's an eternal obsession of the internet to share "life hacks," quick ways to make your life easier or better. And a bunch of people on the community forum Quora think they've got some quick ways to improve everyone's life in a minute or less per day. Most of the ideas revolve around technology, especially disconnecting from our phones and computers. If you work in front of the computer for long hours and can feel the strain on your eyes, here's a trick to reduce it. After every couple of hours, take a break, look away from the screen and blink rapidly for a few seconds.
And that's OK — it depends a lot on your biological predisposition , and there's no proof that morning birds are more successful than night owls. But if you're finding that you're consistently late for work or skipping workouts, or if you're feeling like you don't have enough time in the day, you might want to consider moving back your wake-up time a little. Lots of people have tried it and shared the tips and tricks that worked for them. Business Insider browsed a bunch of Quora and Reddit threads and rounded up the most creative strategies we found below.
How to Use Quora for Marketing
On Quora, more than people responded to the question, "What is the single best financial move you have ever made in your life? From becoming a minimalist, to never borrowing money , to buying a condo at exactly the right place and time, here are 13 of the best money decisions people ever made that changed their lives for the better. I have never borrowed money to buy anything. I only bought what I could pay for By earning very little and living simply, I stayed below the poverty level and paid very little taxes My home is small, located in an area with low economy so bills are low for energy and taxes also. Ate simply for much of my life, opting for water over unnecessary beverages, saving money and avoiding ensuing health consequences. Cooked for myself. Avoid most packaged crap, buy in bulk Now I'm still a consumer, I still appreciate some comforts, especially as I get older, but its dialed waaay down and I have lived many times more life, I judge, than most who had all that money to pay for all those services in life.
Personal insights to empower your everyday
So when it comes to getting a solid night of shut-eye, some do everything they can to not let insomnia, pressure at work, or snoring spouses get in the way. So when it comes to getting a solid night of shut-eye, some do everything they can to not let insomnia, pressure at work, or snoring spouses get in the way — even if that means creating a weird nightly routine or napping to get through the day. Cruise's snores are apparently so bad that he sleeps in a soundproof "snoratorium. Every day at 5 p.
JD shares what Quora can do for your business. Read a summary of the interview below. To listen to the interview, scroll to the end of this article.
15 things you can do today to get up earlier tomorrow
How Much Sleep Do You Need?
Quora users share their best one-minute life hacks